Critical Illness Insurance

What is Critical Illness Insurance?

Critical illness insurance pays a lump sum cash benefit directly to you upon diagnosis of a covered serious illness. The money is yours to use however you need—medical bills, mortgage, childcare, or experimental treatments not covered by health insurance.

This is not traditional health insurance. It's financial protection when your life is turned upside down.

Covered Conditions

• Cancer (major organ)
• Heart attack
• Stroke
• Kidney failure
• Major organ transplant
• Paralysis
• Blindness
• Coronary artery bypass surgery

How You Can Use the Money

• Cover your health insurance deductible
• Pay for experimental treatments
• Travel to specialists
• Replace lost income during recovery
• Pay mortgage or rent
• Hire help for childcare or housework
• Cover any bills while you focus on healing

Why You Need It

• 1 in 2 men will develop cancer in their lifetime
• 1 in 3 women will develop cancer
• Heart disease is the #1 cause of death
• 795,000 strokes occur annually in the US
• Medical bills are a leading cause of bankruptcy
• Health insurance doesn't cover lost income
• Protect your family's financial future